[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fuerte.cz\/ne-kazdy-je-uspesny\/#Article","mainEntityOfPage":"https:\/\/www.fuerte.cz\/ne-kazdy-je-uspesny\/","headline":"Ne ka\u017ed\u00fd je \u00fasp\u011b\u0161n\u00fd","name":"Ne ka\u017ed\u00fd je \u00fasp\u011b\u0161n\u00fd","description":"Jestli soukrom\u00fdm podnikatel\u016fm na n\u011b\u010dem z\u00e1le\u017e\u00ed, jsou to jejich p\u0159\u00edjmy. Podnikatel\u00e9 z\u00e1sadn\u011b usiluj\u00ed o to,...","datePublished":"2025-10-09","dateModified":"2025-10-09","author":{"@type":"Person","@id":"https:\/\/www.fuerte.cz\/author\/#Person","name":"","url":"https:\/\/www.fuerte.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/96681f32407e92907e886055c80be666fea9980585e3d74d58609948dcc5acbb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/96681f32407e92907e886055c80be666fea9980585e3d74d58609948dcc5acbb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fuerte.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fuerte.cz\/wp-content\/uploads\/pppp_10_10_10_10_10_10_10_9.jpg","url":"https:\/\/www.fuerte.cz\/wp-content\/uploads\/pppp_10_10_10_10_10_10_10_9.jpg","height":0,"width":0},"url":"https:\/\/www.fuerte.cz\/ne-kazdy-je-uspesny\/","about":["Pen\u00edze"],"wordCount":417,"articleBody":"      Jestli soukrom\u00fdm podnikatel\u016fm na n\u011b\u010dem z\u00e1le\u017e\u00ed, jsou to jejich p\u0159\u00edjmy. Podnikatel\u00e9 z\u00e1sadn\u011b usiluj\u00ed o to, aby si dost vyd\u011bl\u00e1vali, a jakmile jejich zisky klesnou pod \u00fanosnou mez, je jim to hodn\u011b nep\u0159\u00edjemn\u00e9. A ka\u017ed\u00fd z n\u00e1s se dovt\u00edp\u00ed, pro\u010d je to tak. Podnikatel\u00e9 zkr\u00e1tka \u017eiv\u00ed sebe i sv\u00e9 zam\u011bstnance, pokud je maj\u00ed, mus\u00ed financovat v\u0161echno, co k jejich podnik\u00e1n\u00ed nevyhnuteln\u011b pat\u0159\u00ed, od vybaven\u00ed firem a\u017e po odvody st\u00e1tu a zdravotn\u00edm poji\u0161\u0165ovn\u00e1m, a tomu se nelze vyhnout. Kdyby na cokoliv z toho pen\u00edze nebyly, bylo by zle. Podnik\u00e1n\u00ed by ztratilo perspektivu a smysl.Podnikatel\u00e9 se tedy naprosto logicky sna\u017e\u00ed o dosahov\u00e1n\u00ed dost velk\u00fdch zisk\u016f. D\u011blaj\u00ed snad v\u0161echno, co jim m\u016f\u017ee p\u0159in\u00e9st n\u011bjak\u00e9 pen\u00edze. Ale nikdy nemaj\u00ed jistotu, \u017ee si skute\u010dn\u011b dost vyd\u011blaj\u00ed. A tak se n\u011bkdy dostanou t\u0159eba i do situace, kdy u\u017e sv\u00e9 podnik\u00e1n\u00ed finan\u010dn\u011b nezvl\u00e1daj\u00ed. A co se potom d\u00e1 je\u0161t\u011b d\u011blat, aby se nemusel vyhl\u00e1sit bankrot? Pak u\u017e je tu vlastn\u011b jenom jedin\u00e1 mo\u017enost. Pomoci m\u016f\u017ee vhodn\u00e1 podnikatelsk\u00e1 p\u016fj\u010dka. Jak\u00e1 by takov\u00e1 p\u016fj\u010dka m\u011bla b\u00fdt? Pochopiteln\u011b hlavn\u011b dosa\u017eiteln\u00e1. P\u016fj\u010dka, kterou podnikatel nem\u00e1 \u0161anci z\u00edskat, mu nen\u00ed k ni\u010demu, po takov\u00e9 m\u016f\u017ee nanejv\u00fd\u0161 tou\u017eit, co\u017e je nic ne\u0159e\u0161\u00edc\u00ed. Potom mus\u00ed b\u00fdt takov\u00e1 p\u016fj\u010dka dost v\u00fdhodn\u00e1, aby nebyla n\u011b\u010d\u00edm p\u0159ipom\u00ednaj\u00edc\u00edm t\u011b\u017ek\u00fd balvan uv\u00e1zan\u00fd na podnikatelov\u011b krku. A samoz\u0159ejm\u011b mus\u00ed b\u00fdt pro dan\u00e9ho podnikatele zvladateln\u00e1, aby nehrozilo, \u017ee nezvl\u00e1dne jej\u00ed spl\u00e1cen\u00ed a t\u00edm p\u00e1dem se dostane v budoucnu do dal\u0161\u00edch obt\u00ed\u017e\u00ed. Podnikatel\u00e9 si tedy maj\u00ed pe\u010dliv\u011b vyb\u00edrat, kter\u00e9 p\u016fj\u010dce daj\u00ed p\u0159ednost. A maj\u00ed zv\u00e1\u017eit, jakou si vz\u00edt a jakou ignorovat. A mus\u00ed p\u0159i tom br\u00e1t ohled i na to, \u017ee si i finan\u010dn\u00ed \u00fastavy vyb\u00edraj\u00ed, komu p\u016fj\u010d\u00ed. A tak je lep\u0161\u00ed zvolit nebankovn\u00ed hypot\u00e9ku, kde sta\u010d\u00ed k \u00fasp\u011bchu z\u00e1ruka spl\u00e1cen\u00ed v podob\u011b nemovitosti. A pak je t\u0159eba tak\u00e9 spl\u00e1cet, to d\u00e1 rozum. Upom\u00ednka FAHD by tu v p\u0159\u00edpad\u011b nespl\u00e1cen\u00ed toti\u017e nebyla jedin\u00fdm probl\u00e9mem. Nespl\u00e1cej\u00edc\u00ed podnikatel by tak\u00e9 mohl o zastavenou nemovitost p\u0159ij\u00edt.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ne ka\u017ed\u00fd je \u00fasp\u011b\u0161n\u00fd","item":"https:\/\/www.fuerte.cz\/ne-kazdy-je-uspesny\/#breadcrumbitem"}]}]